HMO Reinsurance
HCC Life Insurance Company is committed
to serving the HMO reinsurance market. Our
HMO Reinsurance product has earned a solid reputation in the
healthcare excess of loss industry. The
result is cost-effective solutions to help
better manage risk and make outcomes more
predictable.
- HMO Reinsurance is distributed
directly to HMOs and through select
broker relationships
- Purchasers of HMO Reinsurance
include HMOs and Managed Care
Organizations (MCOs)
HCC
Life's success is the result of the valued
relationships, respect and trust that our
clients have placed in us over the years. We
share our expertise and leadership, helping
to identify and manage excess risk needs. We
provide secure risk coverage, crafting
unique risk protection programs that protect
financial results. HCC Life HMO Reinsurance
offers:
- Direct interaction with the
decision-maker for premium rates,
reinsurance contracts and claim payments
- Rating methodology with a track
record of stability and predictability
- Flexible plan design to fit a
specific program to our clients' needs
- Quality contracts, extended claim
filing provision and risk Matrix with
clearly defined eligible expenses.
Product
Overview
- Specific (individual) coverage
- Flexible attachment point
- Generous reporting provisions
- Coinsurance
- Contracts that clearly define
eligible expenses
- eClaims Management Program
- Commitment to prompt, responsive claims service
- Expert medical management resources
- Timely experience reports
Coverage
Availability
- Commercial
- Medicare
- Medicaid
- Continuation of coverage (insolvency
coverage)
Coverage
Options
- Acute care inpatient
- Outpatient care
- Sub-acute care
- High-cost drugs
- Professional services
- High Excess coverage
- Aggregating specific coverage
- Alternative funding arrangements
(experience refund, swing rates,
riskshare corridor)
- Different deductibles by line of
business
- Different deductibles by diagnoses
or claim type
- Out of area conversion
- Specific lifetime maximums up to
$5,000,000
For more complete information, please
contact
an HCC Life Insurance Company Representative.
* Product availability and benefits
may vary by state.
Appointment Process
