HCC Life Unveils New Online Look

On August 16, 2005, HCC Life Insurance Company revealed a fresh image to its website, www.hcclife.com.  The enhanced functionality and revised content complements HCC Life's ongoing efforts to provide effective, easy-to-use resources to our clients. Click here to read the entire story.

HCC Life Launches New Stop Loss Products

Producers and Advisory Board members of HCC Life have indicated there is a shortage of new and creative product offerings designed to bring employers from the fully-insured market to the self-funded arena.  Because HCC Life Insurance Company listens to the needs of producers, this feedback has guided us to expand our overall stop loss assortment.  HCC Life is pleased to offer two new product options intended to ease the transition for clients initially moving into self-funded arrangements. Click here to read the entire story.

Know Your Rights About Privacy Laws

Privacy laws and regulations, while making great strides in the protection of patient information, have created challenges for the stop loss side of the healthcare industry in obtaining the most updated, relevant information.  Some companies, under the belief that they are "protecting" their clients, are citing HIPAA and state privacy laws as the grounds for non-disclosure, when in fact they are obstructing benefit plans in making decisions to better themselves. Click here to read the entire story.

HCC Life Adds Additional Vendors to Electronic Precertification Data Program

HCC Life Insurance Company is proud to offer an easier and more efficient way to electronically transfer live precertification data directly into our system. By using this method to transfer data, Utilization Review (UR) vendors can save time, improve efficiency and may qualify for elite classification, therefore making our mutual clients eligible for premium incentives. Click here to read the entire story.

HCC Life Holds First TPA Advisory Board Meeting

On May 15, 2005, the HCC Life Insurance Company TPA Advisory Board met for the first time at the Broadmoor Resort and Spa in Colorado Springs. The Board is composed of HCC Life staff and producers from across the country, with board members changing annually. Advisory board meetings are held once a quarter and will rotate among the HCC Life regions. Click here to read the entire story.

Health Care Costs - Is the Decline Over?
by Medical Director, Bruce Croffy, M.D.

Recent reports on private health insurance costs indicate that growth has leveled off after a period of acceleration,  culminating in a peak increase of 13.9% in 2001.  Still, the premium growth of 8.2% in 2004 continued to outpace growth in the economy and workers' income by a significant margin.  The high rate of health spending is the underlying cause for the continued high cost of health premiums. Click here to read the entire story.